We get mortgages.

Navigating mortgages can be complicated, unclear and frustrating. At Homework we understand mortgages inside and out and our holistic approach to brokering takes your entire financial picture into account. We've studied for this so that you don't have to.

Our Mortgage Agents

Beth Thrall

CEO & Mortgage Agent

With extensive experience in the mortgage industry, Beth is committed to finding the best solutions tailored to your unique financial situation.

Mackenzie Hartle

Mortgage Agent

Mackenzie brings a wealth of knowledge and a client focussed approach, ensuring that your mortgage journey is smooth and stress-free.

Laura Heshka

Mortgage Agent & Fulfillment Specialist

Laura is committed to finding the perfect mortgage solution tailored to your unique needs. Let her guide you through the home financing process with confidence and ease.

Deanna Lang

Mortgage Agent

With expert knowledge of the market and a commitment to personalized service, Deanna ensures clients secure the best rates and terms for their home financing needs.

Kailee Krebs

Client Care Specialist

Kailee is the Client Care Specialist with a passion for creating positive, seamless experiences for every client. With a strong focus on communication, empathy, and efficiency, Kailee works to understand each client’s needs and provide thoughtful, solutions-focused support. Whether resolving issues or guiding clients through services, Kailee is committed to building trust and making every interaction count.

The Process

1. Consult

2. Options

3. Apply

4. Approve

Apply Now

FAQ

What is a Mortgage?

A mortgage is a loan specifically used to purchase real estate, where the property itself serves as collateral. Borrowers agree to repay the loan amount, plus interest, over a set period, typically 15 to 30 years.

What is a Fixed-Rate Mortgage?

A fixed-rate mortgage is a type of loan where the interest rate remains constant throughout the life of the loan. This means that monthly payments will not change, providing predictability for budgeting.

What is a Down Payment?

A down payment is the amount of money you put towards the purchase of a home. Your lender deducts the down payment from the purchase price of your home. Your mortgage covers the rest of the price of the home.

What is Mortgage Default Insurance?

Mortgage insurance is a policy that protects lenders in case the borrower defaults on the loan. It is often required for loans with a down payment of less than 20%

What is an Adjustable-Rate Mortgage (ARM)?

An adjustable-rate mortgage (ARM) is a type of mortgage where the interest rate is initially fixed for a specific period, and then adjusts periodically based on market conditions. This can lead to lower initial payments compared to fixed-rate mortgages, but the payments may increase or decrease over time depending on changes in interest rates.